AmSpa
Business
Mastercard®

On all purchases1

2.1%

Cash Back

Annual Fees

$0

Covered AmSpa Membership2

$845

Value

Personal Credit4

No Impact

AmSpa World Elite Business Mastercard with contactless payment technology
AmSPA professional with tattoo poses confidently in black, holding cosmetic tool

“Honestly, this isn’t just another credit card — it’s a real business asset. It boosts buying power, increases margins, and cuts costs, all at the same time.”

Jessica Harvey
Minerva Aesthetics

Trusted by Med Spas Nationwide

How we stack up against your current card

Cash back
Spend Bonus Offer
Total fees
Credit limits
Reward redemption methods
AmSpa Business
Mastercard

2.1% back on every purchase with autopay.1

$2,0952

$0 Annual Fee
$0 Employee Card Fee

Up to $2,000,0003

Redeem as statement credits, or physical checks.

Capital One
Spark 2% Cash

2% back on every purchase.

$1,000 when you spend $10,000 within 3 months.

$150 (or $95) Annual Fee
$0 Employee Card Fee

No preset spend limit (shadow limit) or low initial limits.

Redeem as statement credits, physical checks, gift cards, or Capital One travel.

American Express
Platinum

1x (valued at 0.6% cash back) on all purchases.

200,000 points (valued at $1,200) if you spend $20,000 within 3 months.

$895 Annual Fee
$400 Employee Card Fee

No preset spend limit (shadow limit).

AmEx travel portal, statement credits, gift cards, and partner airlines and hotels.

Choose your card
Chase Ink®
Business Unlimited

1.5% back on every purchase.

$750 when you spend
$6,000 in 3 months.

$0 Annual Fee
$0 Employee Card Fee

Either low starting limits or a lengthy documentation process to get a higher line ($100,000 or more).

Chase Ultimate Rewards portal, gift cards, and statement credits.

Capital One
Spark 2% Cash

2% back on every purchase.

$1,000 when you spend $10,000 within 3 months.

$150 (or $95) Annual Fee
$0 Employee Card Fee

No preset spend limit (shadow limit) or low initial limits.

Redeem as statement credits, physical checks, gift cards, or Capital One travel.

Chase Ink®
Business Unlimited

1.5% back on every purchase.

$750 when you spend
$6,000 in 3 months.

$0 Annual Fee
$0 Employee Card Fee

Either low starting limits or a lengthy documentation process to get a higher line ($100,000 or more).

Chase Ultimate Rewards portal, gift cards, and statement credits.

Marriott Bonvoy Brilliant® Amex® Card

2x (valued at 1.2% cash back) on all purchases.

185,000 points (valued at $1,110) if you make $6,000 of purchases within the first 6 months.

$650 Annual Fee
No Employee Card Offering

Either low starting limits or a lengthy documentation process to get a higher line.

AmEx travel portal, hotel stays at Marriott, statement credits, gift cards, and partner airlines and hotels.

Bank of America Cash Rewards

1.5% back on all purchases.

$300 after you make $3,000 of purchases within 90 days.

$0 Annual Fee
$0 Employee Card Fee

Either low starting limits or they require a higher deposit as collateral

Statement credit, direct deposit, check, and Merrill investment account.

Let our technology drive your growth

Make the Switch

QuickBooks Online + Desktop Integration

Every time you swipe your card, transactions sync automatically to QuickBooks—saving your bookkeepers valuable time.

Multi-Location
Support

Owners can easily manage multiple med spas all in one place: each with its own employees, bank accounts, and statements.

SMS Receipt
Capture

Simplify your bookkeeping instantly. Snap or text a receipt, and we’ll match it to your transactions—saving your business time and money.

Unlimited Vendor +
Employee Cards

Issue unlimited virtual or physical cards, control permissions on a user and vendor level, and manage spend limits across your team.

See how much you could earn based on your monthly spending

Monthly Spending
0.021
Your business could earn up to: $210 cash back in your first year
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Don’t Just Take Our Word For It

“Honestly, this isn’t just another credit card — it’s a real business asset. It boosts buying power, increases margins, and cuts costs, all at the same time.”

Jessica Harvey
Minerva Aesthetics
Helping Cincinnati residents find affordable, reliable cars for everyday travel.
Minerva AestheticsMinerva Aesthetics

“Honestly, this isn’t just another credit card — it’s a real business asset. It boosts buying power, increases margins, and cuts costs, all at the same time.”

Jessica Harvey
Minerva Aesthetics
Helping Cincinnati residents find affordable, reliable cars for everyday travel.
Minerva AestheticsMinerva Aesthetics

Reinvest your savings into your med spa and support AmSpa's mission!

We're thrilled to launch the AmSpa World Elite Business Mastercard. It's about time med spa owners had a credit card designed with their unique needs in mind. This card not only offers generous cash-back rewards for the everyday purchases med spas make, but it also includes robust expense management, accounting integrations, and no fees to support the business needs of our members. This is a valuable addition to any med spa owner's toolkit.

AmSPA: Relaxing facial treatment with advanced medical spa technology
American Med Spa Association
Jeff Martin, CEO of NIADA

Additional Platform Benefits To Help You Save Money

Coming soon
AmSPA financial graph showing $1,000,000 total balance with rising annual income

Up to 4% APY5

on your liquid balance with no hidden or minimum fees.

Affiniti is a fintech company, not an FDIC-insured bank. All banking services provided through a partner bank.